Supporting A Large Family On a Budget

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Financially supporting a large family isn’t easy. More mouths to feed means more money spent on groceries – and of course there are many other expenses to consider such as clothes, school equipment and toys. For those on a tight budget, here’s how you can ensure your family gets everything it needs.

Take advantage of bulk deals

It’s possible to buy many household supplies (including food) in bulk. These bulk options are often discounted, helping youto save money. Whilst most small families might be put off buying a large bagof pasta in fear of not getting through it before the expiry date, you can becertain that you’ll get through this food with a larger family making thesebulk deals worthwhile.

Your local supermarket is certain to have these types of deals on offer. Also try looking online for these supplies – you could find that you’re able to get cheaper deals on various essentials such as toiletroll and washing up powder.

Keep old clothes to use as hand-me-downs

Rather than buying a whole new wardrobe for every child, try to keep onto some clothes so that you can pass them down to the youngest kids. This could save you a lot of money when it comes to the likes of school uniforms and jackets. As your kids get older, they may start to want more of their own clothes, however when they’re young they’re unlikely to care much. Just make sure that the clothes are in good condition to pass down.

Opt second-hand instead of brand new

Buying things used is always cheaper than buying them brand new. In some cases, you could save huge amounts of money such as buying a used car instead of a new one when it comes to picking a family car. You may even be able to get appliances and furniture second-hand for free – there are lots of people on sites like Facebook that offer used refrigerators and sofas for free simply to get rid of them.

When buying used items online, always make sure that photos are provided and that there’s a decent description provided of the quality. When possible, try to pick up in person rather than getting the goods delivered – this will allow you to inspect the item’s condition in person.

Buy joint gifts

When it comes to buying gifts at Christmas, consider large joint gifts that you can get for all your kids to play with. This could include a games console or a trampoline. You’ll save a lot of money by doing this rather than buying large individual gifts. Of course, you can still buy small gifts to give out individually, but encourage your kids to share big gifts.

Budget your energy consumption

Large households tend to use up a lot of energy. The washing machine is likely to be in use more frequently and you could find yourself using up more water due to more frequent shower use and toilet flushing.

For this reason, it’s important that you start budgeting when it comes to your energy consumption. You may want to consider a plan that allows you to pay in more frequent installments such as every month or every couple weeks. This could save you having to make payments in much larger chunks.

You may also want to consider investing in energy-efficient appliances. Such appliances arelikely to waste less energy, so whilst you may be using these appliances morefrequently than the average household, you could still save money due to usingup less power.

Know what you’re entitled to

If you’re on a small income and having to support lots of children, it’s possible that you may be entitled to certain benefits. This is worth looking into as it could provide you with an extra source of income. You may even be entitled to grants when it comes to funding your kids college fees.

On top of federal support, make sure to look into what kind of state support is provided. There could also be local charities that can provide money if you’re in a serious financial situation.

Make your kids aware of the costs

You can encourage your kids to act economically. This could include encouraging them to turn off lights when they exit a room or encouraging them to keep valuables safe so that you’re not paying extra money in replacements. Teaching your kids the importance of conserving cash could be useful for when they grow up, allowing them to more easily adjust to life on a tight budget.